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Monroe State Bank was organized from the Monroe National bank in 1931 with the
commitment to serve the citizens of Monroe and its surrounding area
providing personal, friendly, one-on-one banking.
Monroe State Bank is locally owned and locally operated, with long time staff
who are involved in our local churches, organizations, clubs, and growth in the
Monroe State Bank provides a wide range of banking services to add to the growth
and Prosperity of our customers and the areas we serve. Each of our customers is
important to us and we will strive to make his or her banking experience a
NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE
COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a “noninterest-bearing transaction account” are insured in full by
the Federal Deposit Insurance Corporation from December 31, 2010, through
December 31, 2012. This temporary unlimited coverage is in addition to, and
separate from, the coverage of at least $250,000 available to depositors under
the FDIC’s general deposit insurance rules.
The term “noninterest-bearing transaction account” includes a traditional
checking account or demand deposit account on which the insured depository
institution pays no interest. It also includes Interest on Lawyers Trust
Accounts (“IOLTAs”). It does not include other accounts, such as traditional
checking or demand deposit accounts that may earn interest, NOW accounts and
money-market deposit accounts.